CrossBorders

Best Cities for Retiring Abroad

Retirement abroad is a long move. The places here combine good healthcare, safety, manageable costs and a day-to-day rhythm that people can genuinely picture living with for years.

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Affordability 30%Healthcare 25%Safety 15%Public life & spaces 15%Relocation ease 15%
Penang (George Town), Malaysia: CrossBorders ranking photo
#1Penang (George Town)Malaysia

George Town is the laid-back counterweight to Kuala Lumpur, a coastal island city where heritage shophouses, temples, and some of Asia's best street food sit within a short walk of each other. Living costs run low even by Malaysian standards, the pace is unhurried, and English goes a long way.

+Low daily costs+English works dailyWeak transit
Explore Penang (George Town)
Kuala Lumpur, Malaysia: CrossBorders ranking photo
#2Kuala LumpurMalaysia

Kuala Lumpur offers a comfortable, low-cost city life at a fraction of what neighbouring Singapore demands, with three cuisines and three languages braided into daily routine. The trade-off is the weather, which stays hot and sticky all year, and a layout built around the car rather than the pavement.

+Affordable city base+City-centre metroCycling nearly absent
Explore Kuala Lumpur
Antalya, Turkey: CrossBorders ranking photo
#3AntalyaTurkey

A Mediterranean resort city on Turkey's southern coast, where the sea sits on one side and the Taurus mountains rise on the other. Where Istanbul is dense, fast, and built for ambition, Antalya runs on a slower, sun-soaked register: cheap to live in, easy on the lungs, and full of foreign residents who came for a holiday and stayed.

+Low everyday costs+Waterfront public lifeOff-season quiet
Explore Antalya
İzmir, Turkey: CrossBorders ranking photo
#4İzmirTurkey

İzmir offers a bright coastal life, with mild winters and warmth through much of the year. Local work is the compromise: pay is low, unemployment is elevated, and English-language opportunities are limited.

+Low living costs+Walkable seafrontTurkish beyond tourist circuits
Explore İzmir
Ankara, Turkey: CrossBorders ranking photo
#5AnkaraTurkey

Turkey's capital is a planned administrative city on the Anatolian plateau, quieter and more buttoned-up than Istanbul's sprawl and theatre. Living costs run low, the streets feel orderly and largely safe, and the rhythm is steady rather than electric.

+Safe daily life+Everyday valueCar dependency
Explore Ankara
Valletta, Malta: CrossBorders ranking photo
#6VallettaMalta

Valletta is Malta's compact baroque capital, a honey-stone peninsula wrapped by the Mediterranean and ringed by harbour towns that bleed into one another. Like the larger expat hubs of Cyprus, it pairs cheap rent and reliable sun with island limits: small, hot in summer, and short on green.

+Waterfront access+Outdoors close byHard summer heat
Explore Valletta
Alicante, Spain: CrossBorders ranking photo
#7AlicanteSpain

A sun-warmed port city on Spain's southeastern coast, Alicante trades the scale and ambition of Valencia up the coast for a slower, beachside ease. Living costs run low, the sea is a walk away, and daily life moves at a relaxed Mediterranean pace.

+Affordable coastal life+Airport and rail linksLow local wages
Explore Alicante
Chiang Mai, Thailand: CrossBorders ranking photo
#8Chiang MaiThailand

Thailand's northern capital is a small, slow city ringed by mountains, long the country's gentler counterweight to Bangkok's heat and scale. Rent and food cost almost nothing by Western standards, and a large remote-working crowd has settled in.

+Everyday food+Lower daily costsHard summer heat
Explore Chiang Mai
Split, Croatia: CrossBorders ranking photo
#9SplitCroatia

Split has a mild winter and a bright year. Local pay is modest and work options are narrow, so remote income matters greatly.

+Everyday value+Strong healthcareLong winter season
Explore Split

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Funchal, Portugal: CrossBorders ranking photo
#10FunchalPortugal

Funchal is the capital of Madeira, a small Atlantic island city that trades the bustle of mainland Portugal for mild weather and mountains rising straight out of the sea. Life here runs slow and outdoors-leaning, cheaper than Lisbon and roughly level with Porto on day-to-day costs, with the obvious trade-off that the job market is thin and everything else is a flight away.

+Waterfront access+Everyday foodQuieter pace
Explore Funchal
Zagreb, Croatia: CrossBorders ranking photo
#11ZagrebCroatia

Zagreb is a small, easy-paced capital with a reasonably bright overall year but a distinctly dim winter. Local pay is modest, and the narrow job market means remote or portable income changes the equation.

+Everyday food+Career depthLong winter season
Explore Zagreb
Granada, Spain: CrossBorders ranking photo
#12GranadaSpain

Granada combines a dry, bright climate with a local economy that asks for compromise. Typical local pay is relatively solid, but the thin employment base makes local job prospects worth weighing carefully before moving here.

+Career depth+Everyday valueChoose the neighbourhood carefully
Explore Granada
Seville, Spain: CrossBorders ranking photo
#13SevilleSpain

The capital of Andalusia runs on a slower clock than Madrid or Barcelona, and costs noticeably less to live in than either. Days are organized around heat, shade, and long evenings outdoors.

+Everyday value+Strong healthcareHard summer heat
Explore Seville
Bangkok, Thailand: CrossBorders ranking photo
#14BangkokThailand

Thailand's sprawling capital runs on cheap, abundant living and some of the best street food anywhere, wrapped in heat, humidity and traffic that test newcomers. It is the unrivalled centre of the country, far larger and faster than Chiang Mai, with a deep expat scene to soften the landing.

+Everyday food+Lower daily costsHard summer heat
Explore Bangkok
Barcelona, Spain: CrossBorders ranking photo
#15BarcelonaSpain

Barcelona is the Mediterranean counterweight to Madrid: less buttoned-up, built around the beach, and lived largely outdoors. The food, design, and street life are world-class, and daily costs stay gentler than Northern Europe.

+Waterfront access+Everyday foodChoose the neighbourhood carefully
Explore Barcelona
Bilbao, Spain: CrossBorders ranking photo
#16BilbaoSpain

Bilbao pairs a cool, wet climate with credible local work options. The trade-off is limited light, with about 157 bright days a year, while typical local pay is comparatively solid.

+Everyday value+Strong healthcareChoose the neighbourhood carefully
Explore Bilbao
Las Palmas de Gran Canaria, Spain: CrossBorders ranking photo
#17Las Palmas de Gran CanariaSpain

A mid-sized Atlantic city on Gran Canaria, geographically off the African coast but firmly part of southern Spain. It runs cheaper than mainland cities like Málaga or Madrid, the weather barely changes all year, and the ocean shapes daily life.

+Waterfront access+Everyday valueChoose the neighbourhood carefully
Explore Las Palmas de Gran Canaria
Santa Cruz de Tenerife, Spain: CrossBorders ranking photo
#18Santa Cruz de TenerifeSpain

The capital of Tenerife runs on a calm Atlantic rhythm, with spring-like weather most of the year and the volcanic interior never far away. Living costs sit low for Spain, close to Las Palmas across the water and well under Madrid or Málaga.

+Everyday value+Strong healthcareQuieter pace
Explore Santa Cruz de Tenerife
Faro, Portugal: CrossBorders ranking photo
#19FaroPortugal

Faro offers a bright, relatively mild climate, with roughly 296 bright days each year. The local market is narrow, and local pay is on the low side.

+Everyday food+Everyday valueChoose the neighbourhood carefully
Explore Faro
Valencia, Spain: CrossBorders ranking photo
#20ValenciaSpain

Valencia combines mild winters with a bright year-round climate, offering about 273 bright days and few rainy-grey days. It suits people bringing work with them more readily than those relying on local hiring, where typical local employee pay is around the middle, leaning a little higher.

+Everyday value+Strong healthcareChoose the neighbourhood carefully
Explore Valencia